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Condo Insurance 101

Are you interested in finding out about if condo insurance is right for you? There’s a lot to consider when it comes to  finding the best insurance policy. Lets talk about what condominium insurance is, what it covers, what it costs, and more.

What is Condo Insurance?

Condo insurance exclusively covers the interior of your condo unit. Insurance for an individual unit is called an HO-6 policy. This is a specific policy that will provide you with a range of coverage. Generally an HO-6 policy will cover things like interior walls, appliances, personal property, legal fees due to a lawsuit, and liability claims due to a person’s injury or property damage. An HO-6 will also cover loss of use in the case your unit is considered unlivable due to fire or storm damage. Anything outside of your specific unit is typically the responsibility of your condo association.  The best way to think of it is in terms of who owns what.

How Much Does Condo Insurance Cost?

The average cost of condominium insurance can range from $100 to $400 a year, depending on a number of factors. Generally, the cost of your insurance depends on the amount of coverage you select and the value of your personal property. It’s a good idea to find the best deals on insurance by using websites that allow you to build, customize, and bundle insurance policies online. You can also get discounts by having your condo insurance under the same provider as your auto insurance.

How Much Condo Insurance Do I Need?

Finally, how much insurance you need depends entirely on your unit and the cost of your possessions. You can figure out a rough estimate by calculating how much it’d take to replace your personal items in the event of a fire or burglary. Connect with an insurance agent to ensure you’re getting the right coverage.

 

 

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The Best Breakfast in Daytona Beach

Now that summer is in full swing, you’re going to need all of your energy to get out there and have fun! Eating a good breakfast gives you the energy you need, kickstarts your metabolism, and helps improve your memory and concentration. It can also lower your risk of getting diabetes and heart disease. Knowing how important it is to start your day right, we’ve created a list of our favorite breakfast spots just for you!


The Cracked Egg Diner

Owned by brothers Chris and Kevin Purucker, the Cracked Egg Diner is a great spot for both breakfast and lunch. Their most popular menu items include homemade apple fritters, Eggs Benedict, and their french toast. Breakfast is served all day, and lunch is served from 11 to close. The Cracked Egg Diner is located right next to the beach, so this is a great choice for breakfast before enjoying a day by the ocean.

Hours: Sunday-Saturday 7am-3pm

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Steve’s Famous Diner 

Steve Mavronas opened his first diner in 1986, and now his son Chris runs the business to bring great comfort food to the hungry citizens of Daytona Beach. Steve’s Famous Diner is known for their large portions, fast service, and their authentic Greek fare. Definitely be sure to check out their huge display case of muffins! They also serve lunch and dinner, but if you’re looking for a hardy breakfast, Steve’s Famous Diner is a great choice.

Hours: Sunday-Saturday 7am-9pm

Menu


Vittoria’s Italian Coffee & Pastry 

If you’re in the mood for some authentic Italian, Vittoria’s is the place to be. Stop by for some espresso, cappuccino, lattes, and traditional Italian pastry. Vittoria prides herself in the fantastic service, beautiful desserts, and authentic Italian coffee offered at her bakery. After breakfast, you can also get lunch, gelato, and a huge array of other baked goods.

Hours: Sunday-Saturday 7:30am-5pm


Rosie’s Italian Bakery and Cafe 

If you’re spending the morning walking Beach Street, Rosie’s Italian Bakery and Cafe is a perfect stop for a breakfast sandwich and an espresso. Owned by Frank and Rosemarie “Rosie” Mirino, this bakery stemmed from their passion for their Italian heritage and authentic Italian food. Try their pastries, “create your own” coffee bar, or some freshly brewed tea. It wouldn’t hurt to grab some goodies for later either.

Hours: Tuesday, Thursday, Friday: 8am-6pm Wednesday: 8am-3pm Saturday: 9-4pm Sunday: Closed

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Top 8 Blogs for Condo Owners

Whether you’re ready to finance, decorate, or even sell your condo, it’s conducive to have plenty of information at your fingertips. There are plenty of great blogs out there to help you find the information you need now, or could use in the future, when it comes to the complexity of owning your own condo. We rounded up a few of our favorites for you to look through or save for future reference.

Top 8 Blogs for Condo Owners

1.  Condo Association

A blog that deals with an array of different condo-living issues, especially financial related tips. Plenty of information on lending, insurance, and general condo-living information.

2. Condo Owner

Condo Owner is a blog geared towards resort condominiums, but there’s information for all condos available. Just a few of the issues Condo Owner touches on are banking, buying and selling, insurance, legality, and maintenance.

3. Condo & HOA Smart 

Provides important information against scams and risks for those looking to buy homes in condominium and homeowners associations. They have essential information for condo buyers, real estate agents, and board members.

4. Condo Law Guru

A blog run by an attorney, Beth Grimm, who is very familiar with condo and HOA legal issues. She breaks down the laws in layman’s terms and helps those who need information regarding condominium associations. As a result, Beth Grimm has already covered a plethora of issues you might run into or want to know more about.

5. Houzz

Perfect for finding decorating ideas for your condo! They feature photos of inspirational living spaces with a product directory, so you know which items to buy to replicate your favorite look. Most of all, they have a quite a collection of condo eye-candy.

6. CondoBlog

A great resource for city guides, tips, advice, market trends, and much more. They offer a lot of unique information about condo-living news.

7. My First Condo

Has a ton of information for first-time condo owners. Find resources for getting started, buying your first condo, mortgage, renovating, and co-ops, and more.

8. Evercondo Blog

A community blog that includes “tips, interviews, and trending topics on the ins and outs of condo living and management.” Find information about all sorts of issues like budgets, avoiding issues, property management.

 

 

 

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Why Condo Living Is Great For Newlyweds

If you’re newlyweds and looking for your first home, condo living could take away a lot of the hassle of finding somewhere safe, comfortable, and cost-efficient to live. With all the benefits that come with living in a condominium, it’s no surprise that this choice is rising in popularity with both young couples and retirees. Could this be the right choice for your new family?

1. Spend More Time Together

Instead of spending your precious time doing yard work, spend that time with your new spouse. Living in a condominium means that condo personnel take care of your chores for you. No more yard work or house repairs to eat up your time.  No need to worry about buying a fixer-upper because condominiums are made to be modern and well kept.

2. Stay Fit and Healthy

The Marina Grande’s 24 hour waterfront gym is state of the art. Now you and your partner can team up and encourage each other be stronger and healthier. Most condos also have pools and other sports amenities to help get your blood pumping. Practice yoga before work, or go for a run within the safety of your gated community.

3. Unwinding is Easy

After you and your partner hit the gym, what better way to cool off and unwind then to go swimming? Marina Grande has two luxurious swimming pools and a Jacuzzi spa to help you relax. Or you could lay around on the sundecks together with a good book. If you prefer to watch movies together, you could try Marina Grande’s 18 seat THX movie theater to watch your favorite box office hit in 7.1 surround sound. No matter how you like to relax, condo living makes it easier. If you don’t want to stay in, most condominiums are built next to thriving towns and cities so finding somewhere to hangout or go out to eat should be a piece of cake.

4. Make New Friends

Since the concept of condo-living is becoming a popular choice for young couples, making friends in your new neighborhood is easy. The Marina Grande is a tight knit community with events and gatherings created by it’s very own social committee. You could hang out at the gardens, pools, and fitness centers and get to know your new neighbors.

5. Feel Safe and Secure

Peace of mind is practically guaranteed with 24/7 security everywhere from the main gates and into the common areas.  Safety and security should never be taken for granted, so feel more at ease with your home with one less thing to worry about.

 

 

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5 Must Do’s On the Ocean in Central Florida

Life in Central Florida is pretty sweet, with warm weather, friendly people, abundant sunshine and water everywhere you turn. Whether you live right on the ocean or further inland, there are plenty exciting things to do on your next waterfront adventure.

There is so much fun to be had near the ocean in Central Florida, that the hardest part may be deciding what to do first. But no matter which activity you choose, you are sure to have a great time. Here are some ideas to get you started.

Browse the Gift Shops

Central Florida is home to more than its fair share of gift shops, and that is good news for tourists and locals alike. You can wile away the hours sorting through souvenirs, looking at unusual seashells, and collecting interesting knick-knacks.

The gift shops of Central Florida are unique shopping destinations, with many specialty items that cannot be found anywhere else. No matter what you are looking for, chances are you can find it here.

 

Driving on the Beach

A drive along the beach is always a treat, but in Central Florida you can actually drive on the beach. In fact, Central Florida is one of the few locations to still allow beach driving, something that sets the region apart from many other Oceanside destinations.

Central Florida is also the birthplace of racing, and the area has a long tradition of fast cars and seaside adventures. If you love fast cars and enjoy spending time along the shore, you can combine your two passions with a thrilling drive on the beach.

 

Watersports

When you visit Central Florida for your ocean adventure, you will find an abundance of water sports. Some of these sports are fun diversions, while others are more serious adventures.

From paddle boarding to surfing to boogie boarding, there are plenty of opportunities to get wet, cool off, and become one with the water. If you would rather stay dry, you can go canoeing and kayaking; just keep an eye out for the manatees, porpoises, and other aquatic creatures that call the ocean their home. If your ocean adventure leaves you feeling hungry, just break out your fishing pole and catch some dinner.

 

Explore with an Eco Tour

Central Florida is ground zero for eco-tourism, with plenty of ecologically minded tour operators and a variety of adventures to explore. You can take an eco-friendly boat tour, complete with a local guide and aquatic education. While out on the water, your tour guide will help you spot the ocean creatures that call Central Florida their home, from aquatic birds to whales and dolphins.

If you are a nature lover, an eco-tour through the ocean of Central Florida is an absolute must. You will have a fantastic time learning about the local wildlife and gain a new appreciation for the wonders of the natural world.

 

Enjoy Some Great Food

Central Florida is home to some truly spectacular food, from delicious seafood straight out of the ocean to amazing steaks and chops from local farmers. If you are feeling hungry after your ocean adventures, you will find endless ways to satisfy your appetite.

The region is home to many specialty restaurants, from traditional local cuisine to exotic fare from Asia, Africa, and the Middle East. Craving culinary adventure? Or maybe something a little tamer? You can get your fill in Central Florida.

 

If you are looking for adventure, the ocean awaits. Central Florida is the perfect place to enjoy the beauty of nature, abundant watersports, great sunshine and wonderful food. From shopping and people watching to fine dining and exciting fishing, you can do it all in Central Florida.

 

 

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Daytona Beach’s Summer Music Series

If you have lived in the Daytona Beach area for some time, you already know what a great place it is. You know that the weather is spectacular, the nights are warm and vibrant, the people are friendly, and there are lots of exciting things to see and do.

If you are new to the Daytona Beach region, you will soon find out what the locals have been talking about. As the summer heats up and things get going, you will find plenty of entertainment, including great concerts, amazing food festivals, and events only Daytona Beach can handle. Here are just some of the great events that will make this Daytona Beach summer the best one ever.

Country 500

Country 500 is one of the biggest and best music festivals in the entire country, and the fun gets underway on Memorial Day weekend. Country 500 takes place at the historic Daytona International Speedway, a place normally known for its fast cars and spectacular action.

This Memorial Day, Country 500 will return to Daytona Beach for its second consecutive year, with the best musicians and lots of fun. The 2017 Country Fest lineup includes country and rock superstars like Blake Shelton, Miranda Lambert, Kid Rock, Hank Williams, Jr., Brooks and Dunn, Keith Urban and many, many more. Country 500 is always a highlight of summer in Daytona Beach, and this year’s event is not to be missed.

 

The Bandshell Concert Series

If you are looking for something a little different and a bit more low key, look no further than the famous Daytona Beach Bandshell Series. When you attend, you will enjoy plenty of family fun, lots of great music, spectacular food, and the warm weather and welcoming attitude for which Daytona Beach is so well known.

Versatility is the key that makes the Daytona Beach Bandshell Series such a special place to be. With so many different types of music and such a wide variety of bands, every member of the family and everyone in your party is sure to have a great time. You could go to the Bandshell Series every day of the week and never see the same thing twice; this is truly a movable feast, and a delight for the senses.

The Daytona Beach Bandshell Series is a family friendly event, with lots of fun activities for the kids, great music for the grownups and the youngsters, and an endless variety of entertainment. There are even special fireworks on select nights, so you and the family can celebrate in style.

This year the fun of the Daytona Beach Bandshell Series gets underway in late May and continues through the end of September, so you have plenty of time to get out and enjoy the warm summer nights and the hot musical numbers. From spectacular tributes to the likes of the Commodores, Earth Wind and Fire, and Bob Seeger to the best local and regional bands, you will find plenty of reasons to enjoy these special bandshell concerts.

Even better, the 2017 Daytona Beach Bandshell concerts are completely free, so you can grab the whole family and enjoy those hot summer nights. Whether you are new to the area or a lifelong resident, you will find plenty of great music right on the water.

Daytona Beach is always a great place to be, but the summer holds a special charm here. Whether you love great music, fine food or fast cars, you will find them all in abundance as the summer heats up and the fun gets going.

 

 

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10 Reasons to LOVE Daytona Beach

If you are looking for an exciting place to visit, or the perfect place to settle down, there are many reasons to make that place Daytona Beach. The region is blessed with warm water year-round, friendly people everywhere you turn, an abundant amount sunshine and clear skies, and a wealth of fun and exciting things to see and do. If you need further convincing, here are 10 reasons to love Daytona Beach. We think you will agree Daytona Beach is the perfect place to work, play, live, raise a family, and retire!

Weather

With an average January high temperature of nearly 70 degrees, it is clear that weather is a major selling point for Daytona Beach. The weather stays warm year round, and the blue skies and sunshine make Daytona Beach the perfect seaside playground.

Outdoor activities

If you love the outdoors, then Daytona Beach is your city! From surfing and sailing to hiking and golf, the Daytona Beach area offers something for everyone. With sunshine all year-round and plenty of outdoor activities, you may never be bored again.

Special Events

The Daytona Beach region is famous for its special events; from the world-famous Daytona 500 to the incomparable bike week, and the antics of college students enjoying spring break. No matter what you like to do, you are sure to find it here.

Shopping

If you love to shop, you will find all your favorite stores, and some you have never heard of before, in the Daytona Beach area. The region has been growing fast, and that means more shopping malls, more boutique shops, and plenty of ways to spend your leisure time and your disposable income. Daytona Beach is also home to some of the finest antique shops in the country, along with many wonderful surf shops, gift shops, and other specialty outlets.

Dining

If you love great food and great variety of it, you will find it in abundance throughout the Daytona Beach region. From fine dining and the best gourmet restaurants in the country to casual beachfront dining and a wide variety of locally-owned eateries, Daytona Beach is truly a foodie’s paradise.

Easy Day Trips

Daytona Beach is centrally located, and that is good news for day trippers. When you settle down in Daytona Beach, you are within easy driving distance of Orlando, something the kids are sure to appreciate. Daytona Beach is also an easy drive away from Cape Canaveral, Ponce Inlet, and New Smyrna Beach, so you can enjoy the entire region without the cost and hassle of an overnight stay.

International Airport

No matter where you are traveling from, Daytona Beach is easy to get to. There is an international airport here, offering flights to all corners of the globe. Whether you are coming or going, Daytona Beach is the perfect travel hub.

Cost of Living

Despite its many amenities and rapid growth, Daytona Beach remains an affordable place to settle down and raise a family. With a reasonable cost of living and ample employment opportunities, life in Daytona Beach will not break your budget.

Access to Amazing Healthcare Facilities

Whether you are retired or still in the prime of your working life, you will appreciate the world-class medical facilities that dot the Daytona Beach region. Daytona Beach is home to some of the best hospitals in the country, and many of the top doctors in their respective fields have made the region their home.

Growth

Daytona Beach is undergoing a period of rapid growth, and that is good news for current residents and newcomers alike. That rapid growth has brought new jobs, new opportunities, new housing complexes, new dining and shopping experience, new activities and plenty of new reasons to call Daytona Beach your home.

If you have been looking for a great place to settle down and enjoy a quieter way of life, Daytona Beach is the perfect place to be. With ample employment opportunities, plenty of great things to see and do and lots of affordable places to live, it is easy to see why so many people are choosing to call Daytona Beach their home.

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Top 5 Benefits of Living in a Condo Community

If you are looking for a great place to live, the type of home you choose is as important as the location. Choosing between housing arrangements and house types can be difficult, but there are many reasons to make your next home a condo. Once you explore the unique advantages of condo living, you may never consider another type of home again.

Security

Home security has never been more important, and when you move into a condo community, your security is built in from the ground up. You can enjoy the privacy, security, and safety of a gated community and the added protection of neighbors and staff who look out for you, and one another.

If you are at all concerned about your safety and the safety of your family, the advantages of a condo community is a big draw. From added protection for your belongings and enhanced safety for your loved ones, the benefits of condo living are clear.

Amenities

When you move into a condo community, you get much more than just a roof over your head. You are buying into an entire lifestyle, and a very luxurious one at that.

The Marina Grande on the Halifax has high-end amenities like a private clubhouse for condo members, two beautiful pools, a state-of-the-art fitness center, boat slips for seaside adventures and even a movie theater. There are plenty of wonderful advantages to living in a condo community. It would be nearly impossible, and prohibitively expensive, to recreate these amenities in any other setting.

Neighbors

One of the biggest advantages of living in a condo is the sense of community and neighborliness it provides. You may have thought the days of neighbor helping neighbor and everyone knowing one another’s name were over, but that is not true in a condo community.

When you move into a condo community, you will be surrounded by neighbors, new friends, and associates who share your same interests and your dedication to a wonderful carefree lifestyle.

Upkeep Done for You

If you would rather spend time sailing your boat than mowing your lawn, condo living is the perfect choice. When you move into a condo community, all of the upkeep, from sweeping the sidewalks to mowing the lawn, is taken care of.

Instead of spending your summer cleaning the pool, you can spend your time swimming, boating, and enjoying all the wonderful activities the area has to offer. Condo living is perfect for those who value their leisure time.

 Lifestyles

It is hard to beat the lifestyle condo owners enjoy. Indeed, this is the lifestyle so many workers aspire to. When you move in, you will have more free time, since the exterior cleaning, mowing, and other upkeep is handled for you.

You will also enjoy a luxury lifestyle with a clubhouse, two pools, a boat slip and much more. No matter what you like to do, you are sure to enjoy your time in a condo community. There are a number of reasons so many retirees choose to sell their existing homes and move to a condo community. If you would like to join them, you will quickly see why condo living is such a popular choice.

When it comes time to purchasing a new home you have many choices, from which neighborhood is right for you to which type of home and how much space you need. If you value your free time and enjoy leisure time activities, we think you will agree that the condo life is hard to beat.

Contact Marina Grande on the Halifax today, and schedule a tour of one of our sky home’s in our luxurious condominium community.

 

 

 

 

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Watch out for Daytona Beach in 2017

Long-time residents of Daytona Beach already know it is a wonderful place to live, work, and play, so of course it makes sense that more and more people are attracted to the area. Many real estate experts expect Daytona Beach to be one of the most desirable markets in the country in 2017 and beyond, and there are plenty of reasons they think so.

Forbes.com recently  rated Daytona Beach to Ormond Beach as the 3rd hottest real estate market to watch in 2017. That study, contributed by Trulia, was based on three significant factors, and the Daytona Beach region scored high in all of them. Here are the three best reasons to move to Daytona Beach in 2017.

Job Growth

Job growth spurs a local economy and attracts new residents. Home buyers like to know they will be able to work close to home and afford the mortgage. They need to know that the employment situation in the area is stable, and that future opportunities for growth will be available.

Daytona Beach scored well in terms of job growth, from its new high-end developments creating construction jobs, to the large number of national and international businesses the region has recently attracted. The One Daytona development is just another exciting example of new development bringing hundreds of new permanent jobs to the area.

Home Affordability

It is no secret that real estate prices have recovered significantly since the depths of the Great Recession, but housing in Daytona Beach is still surprisingly affordable. Home affordability was one of the factors Trulia looked at when creating its rankings, and the Daytona Beach region scored very high on that list.

Homes in the Daytona Beach area are priced at less than the national average, making the region a natural choice for new buyers, downsizers, and others looking for an affordable lifestyle. Equally as important, increasing property values should continue to drive growth in the future, making a home in Daytona Beach a wise investment in a great beachside community.

Online Search Frequency

These days, most potential buyers use the Internet to research an area and potential homes before they start making a move. That is why Trulia considered online search frequency for housing in their rankings, and once again, Daytona Beach scored well.

Daytona Beach is a hot market for flipping houses, and its combination of low prices and ample housing stock has attracted real estate investors from around the country and across the globe. Whether you are an investor, a first-time home buyer, or a downsizer, you can find what you want in this great growing area of the East Coast.

Condo communities like Marina Grande on the Halifax have long believed in the beauty and longevity of this special stretch of Volusia County. Offering luxury lifestyle and a beautiful view of the Halifax River, this established gated community is a perfect place to start your home buying journey. Convenient to new development, Daytona International Airport, shopping, entertainment and all things recreational, Marina Grande on the Halifax is the perfect focus point for you to begin the life you have been waiting to live.

 

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6 Top Water Activities in Daytona Beach

The Daytona Beach area is known for many things, and the beauty of its sparkling waters is certainly at the top of the list. Daytona Beach is an ideal location for outdoor activities, and residents have plenty of ways to indulge their love of nature and spend some time on the water. Here are 6 of the best water-based activities in and around the Daytona Beach area.

Boating

Boating is always a popular activity in Daytona Beach, and many long-time residents have their own watercrafts. Visitors can join in on the fun as well, renting boats, heading out on charter cruises and otherwise enjoying life on the water.

There are plenty of opportunities for boating in Daytona Beach. From inshore jaunts to offshore excursions, visitors and locals can choose their adventures. Whether they embark on a charter cruise on the intercoastal waterways or head out to the ocean, they can help sail, or simply sit back and relax. From scenic cruises to luxurious dinner cruises on the river, there are plenty of ways to enjoy the crystal-clear waters of Daytona Beach.

Scuba Diving

If you have always wanted to learn to scuba dive, Daytona Beach is the perfect place to do it. Scuba diving gets you up close and personal with life under the water, giving you a chance to see a variety of different animals and gain a new appreciation for the beauty of nature in all its forms.

When you breach the surface of the water with your scuba gear, you will see a different world; one filled with colorful tropical fish, playful manatees, and even a dolphin or two. Whether you are a first-timer or an experienced diver, scuba diving is fun for the whole family.

Parasailing

Parasailing is an experience like no other, and a true adventure for thrill seekers everywhere. Parasailing also gives Daytona Beach residents and visitors a chance to see all kinds of wildlife and aquatic creatures, making it a perfect choice for nature lovers.

The local wildlife is not the only view you will see when you get out on the water. Parasailing also provides thrill seekers with breathtaking views of the area, including the famous lighthouse. If you have never seen Daytona Beach from the water, you are really missing out.

 

Kayaking

If you are looking for a more relaxing way to commune with nature, kayaking is always a great choice. When you head out on the waters of Daytona Beach in your Kayak, you will see nature in all its glory, including aquatic residents like manatees and dolphins.

You can also explore the beautiful marine marshland that surrounds Daytona Beach, along with the crystal blue waters that make it such a special place to be. Fun for the whole family and suitable for everyone from beginners to experienced boaters, kayaking is an exciting way to enjoy the waters of Daytona Beach.

Paddle Boarding/Surfing

Daytona Beach has long been a paradise for surfers and paddle boarders alike, and for good reason. Both surfing and paddle boarding are easily accessible, and suitable for both beginners and seasoned adventurers.

First-time surfers and paddle boarders can rent all the equipment they need, and lessons are widely available and easily accessible. Professional instructors provide their students with practical water safety tips, so they can enjoy their adventures without worry.

Jet Skiing

Learning to jet ski is another great way to get out and enjoy the waters of Daytona Beach and the surrounding area. Like parasailing, jet skiing is the perfect activity for thrill seekers, and many visitors come to Daytona Beach just for the jet skiing and other water-based activities.

There are jet ski rentals everywhere around Daytona Beach, so getting your hands on one should not be difficult. Once you are on the water, you can take lessons, get safety tips and make sure your first jet skiing experience is a positive one.

If you have been looking for something wonderful to do with the family, you will find plenty of exciting water-based activities throughout the Daytona Beach area. From relaxing cruise ship excursions to the thrill of a Jet Ski or parasailing adventure, you can find it all in beautiful Daytona Beach.