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Downsize and UPGRADE at Marina Grande on the Halifax

Do you find yourself wanting something different out of life? Could you use more money in your monthly budget? Are you ready to downsize your life and your surroundings, but worry that downsizing might mean downgrading your life?

We have the solution to your downsizing needs. When you move into Marina Grande, you can downsize and UPGRADE your life. Living in a condo will save you a lot of money and free up your precious energy for other things you may not otherwise have time for.

Now that you are retired, you want to enjoy the good life, and you can at Marina Grande! There is no better way to downsize into retirement and enjoy the rest of your life. Here are just some of the benefits.

 

Save Money

When you downsize and upgrade at Marina Grande, you will save money. Downsizing your home is a great way to free up cash, but the savings do not stop there. A smaller home means lower insurance costs, lower heating and cooling bills, and lower property taxes. You can invest those savings and diversify your portfolio, or you can treat yourself to something nice that you have always wanted. You might even save enough to pay for that bucket list vacation.

 

Save Time

Whether you are retired or not, nothing is more valuable than your time. Time is the only thing you cannot buy more of, so you need to use it carefully. Downsizing into Marina Grande will free up more of your time, eliminating the hassle of lawn care, pool care, and other maintenance on a home. Cleaning and organizing your new home will also take less time, so you can skip off to a spontaneous vacation, have lunch with your friends or just relax.

 

Community

A sense of community has never been more important, or harder to find. How many of us do not know our next-door neighbors or associate with the people down the street? When you enjoy condo life at Marina Grande, you can enjoy a sense of community, with an endless schedule of fun events and a communal pool to swim or sit by. There is also a tennis court and a gym to help you stay in shape, so you can meet your new neighbors and spend your time having fun!

The condominium life is a great choice for downsizing or any time for that matter. Maybe you are a recent retiree or just trying to downsize your life and enjoy your surroundings, there are plenty of reasons to move into Marina Grande. If you have been looking for a new lease on life, look no further.

 

Free yourself from high property taxes, endless heating and cooling bills, and the hassle of maintaining a landscaped yard and big home. When you trade your huge empty nest for the beauty and community of condo life, you can downsize while upgrading. At Marina Grande on the Halifax, life does not get much better than this.

 

 

 

 

 

 

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Spending your Holidays in Daytona Beach

Daytona Beach is always a wonderful place to be, but it takes on a special magic as the holiday season approaches. If you have never experienced Daytona Beach during the holidays, why not make this the year; trading in your snowman for a sandcastle. Spend Christmas on the beach and get your Christmas shopping done at funky seaside shops instead of at the mall.

Christmas at the beaches are just as festive without the cold and snow. You do not have to fight your way through a blizzard to enjoy the beauty of the holidays. Just make your plans to be in Daytona Beach this holiday season. There is a reason Daytona Beach is ranked #1 in the TRAVEL CHANNEL’s 2017 “Top 10 Attractions in Florida.”

Daytona Beach offers its visitors a wide range of sightseeing opportunities, attractions, and tours. From fun-filled family activities to a wealth of cultural attractions, there are endless scheduled events going on in Daytona Beach. When it comes to making more quality time and lifelong memories with your family, there is no place like Daytona for the holidays.

 

The Festival Capital of Florida

Daytona Beach is the festival capital of Florida and a standout in the state for its many planned activities. At the heart of these is Bike Week on Main Street; just one reason Daytona lays claim to the title of Festival Capital of Florida. These events take place throughout the year, so there is always something going on in Daytona Beach. There will be fun activities every day in December, so feel free to drop in anytime.

 

A Wealth of Historical Sites

Daytona Beach is home to several historical sites, and the holiday season always brings a touch of nostalgia. Give in to the pull of the past as you visit the many historical sites scattered throughout the region. Start with our ancient ancestors by visiting the Timucuan Sugarmill Botanical Garden Indians, then check out the many Spanish and French settlements, the sugar mill plantations and the man who literally put Florida on the map as a tourist destination; the fascinating Henry Flagler.

When you visit, you can learn about the humble beginnings of our state, visit its parks and plantations, see its preserves and historic sites. Take a walk through history as you tour Rockefeller’s Ormond Beach home, known as the Casements. Visit the ruins of the old sugar mill plantations at Bulow Creek State Park, Sugarmill Botanical Gardens, Sugarmill Ruins and DeLeon Springs State Park. No matter where you go, you will find history at every turn.

 

The Boardwalk and Pier

The boardwalk and pier at Daytona is focused on the two most critical parts of any vacation: fun and food. The holiday season is a time for tasty treats, and you will find plenty of those delicious delights as you stroll down the boardwalk and explore the pier at Daytona Beach.

Take your snacking to the next level as you browse the Main Street Pier. Enjoy lunch with your family at Joe’s Crab Shack, located near the end of the pier right over the Atlantic Ocean. Not in the mood for seafood? No problem. Enjoy a slice of cheesy pizza, a delicious ice cream cone, and even a rooftop bar; aptly dubbed The Roof. There you can indulge in your favorite tropical drinks as you watch the world go by.

 

Daytona Beach knows how to party, and its residents know how to keep the party going into the cold days of December. So this year, trade in your snowsuit for a swimsuit and see all the great things Daytona Beach has to offer at Marina Grande on the Halifax.

 

 

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The Differences Between Coops & Condos

What You Need to Know About Condos

Condominiums are buildings or complexes that house a multitude of families with shared grounds, services, and amenities. Condos are individually assessed real estate properties that will be taxed separately from the other units by the city. While condo owners don’t have to worry about the building’s mortgage, the condo association that manages the building will determine the budget for the building and its grounds, charging each unit for a monthly “common charge.” Although a condo’s monthly cost might be lower than a similar coop might be lower, the initial purchase price will be significantly higher.

What You Need to Know About Coops

What is known as a “coop,” or a cooperative, is a corporation that owns a building. If you own a “coop,” you own stock in the corporation, and thereby have propriety rights to a specific unit in the building. How many shares in the stock you own will determine the size of your unit, the floor of your unit, and certain amenities or view. Any monthly maintenance fees are based on the percentage of shares you own to the total number of shares in the building.

When you own a coop, your monthly maintenance payment covers your share of three types of expenses:

  1. Covers your share of any basic operating costs or upkeep, such as heat, water, electricity, etc. This also covers your share of any building maintenance staff, the superintendent, management, and other building employees. Liability and other insurance for the building is also covered here.
  2. You pay your share of real estate taxes on the entire building.
  3. The last expense is either your share of the building’s mortgage, or a refinance or equity loan.

Although the list of expenses may sound like a lot of things that you’ll need to cover, the purchase price of shares in a coop will generally be lower than the price of an equal condo unit.

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Spooky Halloween Events Near Daytona Beach

2017 Enchanted Forest in South Daytona

A fantasy filled hayride with local high school drama clubs performing fairy-tale skits along the way. Reservations/tickets are required. Pick up tickets at the Piggotte Community Center 504 Big Tree Road.

Dates: Oct. 26-28th

Time: 6:30 – 8:30 p.m.

Location: Reed Canal Park

Cost: $3.00 per person (2 & under free)

Halloween Haunted Hotel in Lake Helen

Full liquor Piano Bar, food & dining, entertainment, and psychic readings.

Dates: Oct. 26th-31st

Time: 7 – 11 p.m.

Location: 355 Cassadaga Rd Lake Helen, FL 32744

Cost: $15 per person (recommended 18+)

Ghost Stories Tour in Daytona Beach

An evening of frightseeing nand ghostly adventures at the Lilian Place Museum, a REAL haunted house.

Dates: Oct. 27 – 28

Time: 6 – 9 p.m.

Location: Lilian Place Museum 1000 S. Peninsula Drive, Daytona Beach, FL

Cost: $10.00

Haunted Farm in Merritt Island

“Florida’s Adventures in Paradise hosts the return of the haunted farm of Merritt Island. this year’s event will feature a large hiking trail with seven unique scare zones guaranteed to have your heart pounding! you’ll make your way around the farm and, if you’re lucky enough to survive crossing the troll bridge, you’ll find yourself amidst a gathering of other scare seekers enjoying food, drink and music before the scares continue! Fast moving lines, minimal wait time, affordable, scary, and fun!”

Dates: Every Friday & Saturday throughout October 2017

Time: 7 p.m. –

Location: Merritt Island 165 Gator Drive

Cost: $12 per person (Ages 12 and under not admitted without a parent)

Blue Heron’s Treats & Treasures Boat Tour in DeLand

Bring your family and friends out to Blue Heron’s Treats & Treasures Boat Tour, Saturday October 28, 2017! Designed especially for your little ones, this 30-40 minute boat tour cruises along the St.John’s River where we will enjoy festive music, play games, learn cool facts, and possibly see some of the river’s wildest treasures like alligators, bald eagles, turtles, and much more! Don’t forget to bring your little ones in their Halloween costumes as Awards will be given out for Best Costume and Most Creative!

Dates: October 28th (Reservation Required!)

Time: 10 a.m. – 3 p.m.

Location: Blue Heron River Tours is located at St.John’s Marina & Resort. 2999 West State Road 44. Deland, FL 32720

Cost: $8 Adults, $5 Kids (4-12), & Free for 3 and under

Haunted House & Fall Festival in South Daytona

“Kinetic Expression Dance Academy transforms their DancePlex into Carnivale! Where restless circusfolk wait to greet you from the big top and taunt you with their dance. This will be a performance treat like no other. Walking tours start every 15 minutes!” Face painting, bouncy houses, carnival snacks and games, trunk or treat, kona ice truck.

Dates: Oct. 28th

Time: 5 – 8 p.m.

Location: Kinetic Expressions Dance Academy, South Daytona Business Park

Cost: $5.00 each

Halloween Carnival at Embry Riddle in Daytona Beach

Each year, resident advisors and professional staff from the Housing and Residence Life department at Embry-Riddle Aeronautical University get together to plan a fun and memorable Halloween Carnival for families of the Daytona Beach community.

This year, we are planning on having a lot of activities like trick or treating in the Embry-Riddle residence halls, face painting and more! We will also have food and refreshments for guests to enjoy. Come and join us this October for a free, fun, and family-friendly outing.”

Date: Oct. 29th

Time: 1 – 4 p.m.

Location: 1500 Richard Petty Blvd in Daytona Beach

Cost: Free

Zoo Boo Bash at the Sanford Zoo

“Trick-or-treat in the wildest neighborhood in town during ZOO Boo Bash. It’s a safe, fun, and not-too-scary event for young and old alike. Kids are invited to bring goody bags and wear costumes for trick or treat stations. If you forget your costume, not a problem, our face painter will help you fit right in.”

Date: Oct. 28 – 29

Time: 9  a.m. to 3 p.m.

Location:  3755 NW Hwy 17-92 in Sanford

Cost: Included with regular zoo admission

 

 

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The Best Websites for Condo Decor

Now that you have your very own condo, it’s time to decorate. But where to start? We’ve picked our favorite design and decor blogs to help you decorate your new home. There are plenty of DIY projects, help with choosing paint colors, inspiration, and so much more.

The Best Websites for Condo Decor

Photo by 2id InteriorsHouzz.com

Houzz

Houzz is “a platform for home remodeling and design, bringing homeowners and home professionals together in a uniquely visual community. A place to browse and save beautiful home photos. A place to find the right design and construction professionals. A place to connect with others who have been there too.” Houzz is the perfect place to find inspiration and design help. You can shop by departments, find professionals, and go through photos by other home owners and designers.

Better Homes & Gardens

Better Homes & Gardens has “the best home decorating ideas, do-it-yourself projects, paint-color help, window treatment tips, and small-space solutions for your bedroom, bathroom, and living room. Plus, learn decorating basics with tips from our editors and expert interior designers. Here you’ll discover how to decorate small spaces, how to arrange furniture, and how to use decorating accessories.”

Casa Sugar

Casa Sugar is a wonderful site chock full of different design ideas, house tours, lists of favorites, and just tons of inspiration for decorating your condo. From budget designing to DIY, decorating essentials, tips and tricks, and so much more.

Elle Decor

Elle Decor is your one stop shop for home tours, design, style, travel, and shopping. Elle Decor is a very chic website with endless inspiration for your design needs. There are so many elegant home decor inspiration and interior design ideas.

Nicole Gibbons Style

Nicole Gibbons Style is a website where Nicole Gibbons herself celebrates stylish living. Her website has has more than just decorating, there are also accompanying  entertainment and lifestyle sections. There are plenty of tips and tricks, makeovers, DIY projects, and so much more.

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What You Need to Know About Rent to Own Condos

Why People Choose the Rent-to-Own Option

The two most common reasons that people choose the rent-to-own option are:

  1. They have poor credit
  2. They don’t have the finances for a mortgage now, but will likely have it in the near future.

It’s important to remember that usually you have to be able to qualify for a traditional mortgage within a few years of moving in. If you don’t have the ability to put down the mortgage, you may lose all of the extra money you’ve been putting in.

How do Rent-to-Own Condo Arrangements Work?

All of the rent-to-own condo agreements are going to be different, each state will have its own requirements and regulations. However, a typical rental-purchase agreement will involve the renter/buyer having the option to purchase the property after a set period of time. This time period is, on average, 3 to 4 years. This will be achieved by an option payment, which is typically a one-time payment to the seller offering the buyer the option to purchase the condo at the end of the period. On average the option price is typically 3% of the total purchase price. Usually the option price will be 2.5% to 7%, which is substantially less than the 20% down payment of most mortgages.

How do Rental Payments Work for Rent-to-Own Condos?

The renter/buyer agrees to pay the full amount of rent during the lease, but a percentage of the rent will be applied towards the purchase price. This percentage, which is on average 25% of the rent, will become the rent credit.

When are Rent-to-Own Condos a Good Idea?

Rent-to-own condos are a great option for those who are recovering from bad credit or for those who aren’t ready to make the down payment on a mortgage. Rental-purchase agreements give the potential homeowners a chance to build up a good credit history and some additional time to save money.

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When is the Best Season to Buy a Condo?

Spring

Inventory: Spring is when you’ll usually see the highest inventory of condos for sale. Between the more mild weather and being finished with the holidays, this is the best time to see a variety of homes for sale.

Pricing: Unfortunately Spring isn’t the best time for deals on a new home. Many sellers think they have a few months to sell their condo and may overprice their home. Expect to see many homes that are expensive.

Competition: The competition won’t be as tough as it will be later in the year. Spring is the time where most potential buyers are just getting their feet wet and browsing.

Summer

Inventory: Inventory during summer is still high, often as high as in spring. There will be plenty of new listings this time of year.

Pricing: Sellers will start to get serious about selling their homes, so the prices should come down a bit during summer. There still won’t be very many deals this time of year.

Competition: This is when the competition really starts to get going. Expect to see more bidding wars and higher offers being made.

Fall

Inventory: Inventory during fall will definitely start to dwindle. There won’t be as many new listings on the market either.

Pricing: Any new listings on the market will be priced to sell. Fall is when you’ll finally start to find some deals and sellers will start to cut their asking price.

Competition: The competition will be much more tough during fall. Expect to see plenty of competition for fairly priced homes.

Winter

Inventory: Winter will bring very limited inventory, but those who do put their homes on the market this time of year will most likely need to sell.

Pricing: Any real estate on the market during winter will be priced lower than in the spring or summer. There will be plenty of deals, and homes will be priced at good value.

Competition: Buying a new home during the holiday season can be tough, so expect to see less competition.

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5 Helpful Tips for Moving into Your First Condo

If you’ve never moved into a condo before, quite a few things are going to be different than what you might be used to. Between stairs, elevators, and maybe a narrow hallway or entryway, there could be obstacles you weren’t expecting. To make moving day a little easier for you, we’ve made a list of 5 helpful tips for moving into your first condo.

1. Check for Restricted Moving Days or Hours

There may be days that you are unable to move into your condo, such as Sunday. Or there may be certain hours that are restricted during the week. It’s important that you know which days and hours are available so you don’t run into any problems.

2. Schedule a Move-In Date With the Condo’s Office

To avoid any issues with day or hour restrictions, it’s a good idea to schedule a move-in date at your condo’s office. Most condos won’t schedule more than one move-in at a time, so if you need a specific date, it’s better to book a day as soon as possible. Unfortunately even if you book early, it’s not guaranteed you’ll get your preferred day. Be sure to book your moving truck and professional movers after you have your date booked to avoid any conflicts.

3. Book an Elevator for Move-In Day

If your new condo is several floors up, you might want to look into booking an elevator for the day you move in. Most condos allow for this to avoid disruptions, and it will help you avoid waiting for the elevator every trip.

4. Find Out About Extra Moving Fees

Be sure to check if there are any extra moving fees in your condo. Some condos charge for extra cleanup or work from moving. So ask about fees to make sure you have enough in your moving budget.

5. Check In With the Building Manager

Some condos have specific elevators or loading docks they want you to use when moving. They might also have more helpful tips to make your move-in a little smoother. It helps to know any extra information!

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How to Avoid These 3 Costly Condo Buyer Mistakes

It’s important to do your homework when you’re buying real estate. Learn how to avoid these 3 costly condo buyer mistakes by researching and working with a good agent.

1. Offering the Wrong Amount

Depending on the situation, buyers can offer too much on a condo, or too little and lose the sale. Some buyers pay too much because:

  • Buyer offers too much because they went off emotion. Buyers tend to pay too much when they fall in love with a condo and gets attached too quickly.
  • Buyer fails to notice important differences after using the wrong comps when deriving a price. Differences in layouts, views, and other details can make a big difference in price.
  • Buyer offers too much thinking there’s a competition

Some buyers will offer too little and regret it later. They might offer too little because:

  • Buyer uses the wrong comp when deriving a price, but the condo might really be worth the difference.
  • Buyer thinks they should always offer a certain amount below the list price.
  • Buyer makes an insultingly low offer and the seller might refuse to work with them again.

Make sure you do your homework and check with your agent before making an offer on the condo you want.

2. Not Learning What is Important to the Seller

You would think that the price is always the most important term when it comes to a sale, but that’s not always the case. Sometimes the seller might need a quick settlement. They might be moving or closing on a new home. Ask the seller, or have your agent ask. Having a good agent will be helpful because they’ll know the right questions to ask to help you with your sale.

3. Failing to Get Pre-Approved for Financing

Getting pre-approved will save you a lot of hassle in the future. If you aren’t pre-approved, it could hurt you when you go to make an offer. A lot of sellers won’t respond to offers that don’t come with a pre-approval letter. This will put you at a disadvantage if you are competing against other buyers.

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5 Fantastic Features to Look for in Your First Condo

When you’re looking for your first condo, there are a lot of different amenity choices. Depending on your needs and your budget, there are quite a few to choose from. We’ve rounded up a list of 5 fantastic features to look for in your first condo.

1. In-Suite Laundry

Doing laundry outside of your own home can be a serious hassle. It’s much better to have an in-suite washer and dryer than having to worry about having enough change or if there will be enough washers open. We understand how much of a hassle it can be, so MG on the Halifax has in-suite washers and dryers available for your convenience.

2. Walk-In Closets

When you’re done with the laundry, having a nice walk-in closet to easily put away your clothes is a great amenity. Walk-in closets are great for storing your belongings and allow you to easily see your outfits.

3. Secure Parking

No one wants to worry about the security of their vehicle. It’s important to find a condo that has secure parking so you feel safe walking to and from your vehicle. It’s even better if condos offer covered or underground parking to protect you and your vehicle from the elements.

4. Terrace or Balcony

Having an outdoor space such as a terrace or a balcony gives you the perfect place to entertain guests or relax. It’s nice to have somewhere to enjoy the warm weather, grill your dinner, or just relax in the fresh air. It’s not quite a necessity, but it definitely makes a big difference.

 

5. Luxury Amenities

Luxury amenities don’t come standard with most condos. MG on the Halifax offers top of the line amenities like an 18 seat THX certified movie theater, 2 gorgeous swimming pools, a marina, banquet space, his and hers steam saunas, and meticulously manicured grounds. You won’t find luxury amenities just anywhere, so be sure to check what special amenities each condos have.